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West Virginia Personal Injury Laws

West Virginia follows a modified comparative fault system with a 50% bar, meaning you can recover damages only if you are less than 50% at fault. West Virginia is a traditional tort (at-fault) auto insurance state. The general statute of limitations for personal injury is 2 years. Joint and several liability was abolished by the 2015 tort reform legislation, with limited exceptions for DUI, criminal conduct, and illegal hazardous waste disposal.

Last verified: 2026-02-25

Statute of Limitations

Personal injury claims must be filed within 2 years from the date the right to bring the action accrued, which is generally the date of injury.

Exceptions

Discovery Rule2 years from discoveryW. Va. Code § 55-2-12(b)

When an injury could not reasonably have been discovered at the time it occurred, the statute begins running from the date the injury was or should have been discovered.

MinorsTolled until age 18, then 2 yearsW. Va. Code § 55-2-15

The statute of limitations is tolled for minors until they reach the age of 18, at which point the standard limitation period begins to run.

Wrongful Death2 years from date of deathW. Va. Code § 55-7-6(d)

Wrongful death actions must be commenced within 2 years after the death of the deceased person. The personal representative of the estate brings the action.

Fault & Liability Rules

Modified Comparative Fault (50% Bar)W. Va. Code § 55-7-13a

You can recover damages as long as your fault is less than 50%. Your recovery is reduced by your percentage of fault. If you are 50% or more at fault, you recover nothing. Each defendant is liable only for their proportional share of damages (several liability only).

Damage Caps

Compensatory Damages: No cap

West Virginia does not impose a statutory cap on compensatory damages in general personal injury cases.

Punitive Damages: Greater of 4x compensatory damages or $500,000W. Va. Code § 55-7-29

Punitive damages require clear and convincing evidence of actual malice or conscious, reckless, and outrageous indifference. The cap is the greater of four times compensatory damages or $500,000.

Auto Insurance System

Tort (At-Fault)W. Va. Code § 17D-4-2

West Virginia is an at-fault (tort) auto insurance state. The driver who caused the accident is responsible for paying damages. Drivers must carry minimum liability insurance of 25/50/25 ($25,000 per person bodily injury, $50,000 per accident bodily injury, $25,000 property damage) plus uninsured/underinsured motorist coverage.

Key West Virginia Statutes

Abolition of Joint and Several LiabilityW. Va. Code § 55-7-13c

Joint and several liability was abolished in 2015. Each defendant is liable only for their proportional share of damages. Exceptions exist for DUI-related conduct, criminal conduct, and illegal disposal of hazardous waste.

Empty Chair DefenseW. Va. Code § 55-7-13d

A jury may consider the fault of all potentially liable parties, including non-parties, when allocating fault. The defendant must provide notice of non-party fault within 180 days after service of process.

Wrongful DeathW. Va. Code § 55-7-6

The personal representative of the estate may bring a wrongful death action. Recoverable damages include sorrow, mental anguish, loss of income, loss of services and companionship, medical expenses, and reasonable funeral expenses.

Official Sources

Not Legal Advice

This page summarizes publicly available statutes and rules for informational purposes only. It does not constitute legal advice, and no attorney-client relationship is created by viewing this content. Laws change — always verify with the primary source or consult a licensed attorney in West Virginia.

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