Oregon Personal Injury Laws
Oregon follows a modified comparative fault system with a 51% bar — you can recover only if your fault is not greater than the combined fault of all defendants. The general statute of limitations for personal injury is 2 years. Oregon has no cap on noneconomic damages for personal injury after the Oregon Supreme Court struck down the cap in Busch v. McInnis (2020), though a $500,000 cap remains for wrongful death. Oregon is a fault-based auto insurance state with 25/50/20 minimum liability limits and mandatory $15,000 PIP coverage.
Last verified: 2026-02-25
Statute of Limitations
Personal injury actions must be filed within 2 years from the date of injury. This applies to negligence, assault, battery, and most other tort claims.
Exceptions
When an injury is not discovered and could not reasonably have been discovered at the time it occurred, the statute runs from the date of discovery. An absolute 5-year statute of repose applies from the date of the act or omission.
Wrongful death claims must be filed within 3 years of the date of death.
If the injured person is a minor at the time the cause of action accrues, the statute of limitations is tolled until they reach age 18.
Product liability claims must be filed within 2 years of injury. A 10-year statute of repose applies based on the product's expected useful safe life.
Fault & Liability Rules
Your recovery is reduced by your percentage of fault. If your fault is greater than the combined fault of all defendants, you are completely barred from recovery. Oregon retains joint and several liability for economic damages when a defendant is 15% or more at fault.
Damage Caps
The Oregon Supreme Court struck down the statutory noneconomic damage cap (formerly ORS § 31.710) as unconstitutional under the Oregon Constitution's remedy clause (Article I, § 10) in Busch v. McInnis (2020). There is no cap on noneconomic damages in personal injury cases.
The $500,000 cap on noneconomic damages in wrongful death cases survived the Busch decision because wrongful death claims are statutory (not common law) and thus not protected by the remedy clause.
Oregon has no dollar cap on punitive damages, but 60% of any punitive damage award goes to the State of Oregon Crime Victims' Compensation Fund. The remaining 40% goes to the plaintiff. Punitive damages require clear and convincing evidence of malice or reckless disregard.
Auto Insurance System
Oregon is a fault-based auto insurance state with mandatory PIP. Minimum liability coverage is 25/50/20 ($25,000 per person, $50,000 per accident for bodily injury, $20,000 for property damage). All policies must include $15,000 in PIP coverage for medical expenses regardless of fault.
Key Oregon Statutes
Defendants who are 15% or more at fault are jointly and severally liable for economic damages. Defendants less than 15% at fault pay only their proportional share. Noneconomic damages are always proportional.
All auto policies must include UM/UIM coverage at limits equal to the policy's liability limits unless the insured specifically rejects or selects lower limits in writing.
Official Sources
Not Legal Advice
This information is for general reference only and does not constitute legal advice. Laws change — verify current statutes at Oregon Legislature — Revised Statutes. For advice about your specific situation, consult a licensed attorney.
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