Texas Personal Injury Laws
Texas follows a modified comparative fault system with a 51% bar, meaning you can recover damages only if you are 50% or less at fault. Texas is a fault-based auto insurance state, so you sue the at-fault driver directly. The general statute of limitations for personal injury is 2 years. Texas does not cap compensatory damages but does cap punitive (exemplary) damages.
Last verified: 2026-02-25
Statute of Limitations
Personal injury claims must be filed within 2 years of the date of injury.
Exceptions
When an injury could not reasonably have been discovered at the time it occurred, the statute begins running from the date the injury was or should have been discovered.
The statute of limitations does not begin running until a minor reaches age 18.
Wrongful death actions must be commenced within 2 years after the date of death.
Claims against a governmental entity require formal notice within 6 months of the incident. The lawsuit must still be filed within 2 years.
Fault & Liability Rules
You can recover damages as long as your percentage of responsibility does not exceed 50%. Your recovery is reduced by your percentage of fault. If you are 51% or more at fault, you recover nothing.
Damage Caps
Texas does not impose a statutory cap on compensatory damages in personal injury cases.
Exemplary damages are capped at the greater of (1) $200,000 or (2) two times the amount of economic damages plus an amount equal to non-economic damages up to $750,000. Requires clear and convincing evidence of fraud, malice, or gross negligence.
Auto Insurance System
Texas is a fault-based auto insurance state. The at-fault driver is responsible for damages. Minimum liability coverage is 30/60/25 ($30,000 per person, $60,000 per accident for bodily injury, $25,000 for property damage). You may sue the at-fault driver directly.
Filing Requirements
Civil filing fees in Texas district courts vary by county. Fees typically range from $250 to $350.
Cases are generally filed in the county where the cause of action arose or where any defendant resides.
Key Texas Statutes
Each defendant is liable only for the percentage of damages equal to their percentage of responsibility, unless they are found more than 50% responsible, in which case they are jointly and severally liable.
A wrongful death action may be brought by the surviving spouse, children, or parents of the deceased. A separate survival action covers damages the deceased could have recovered if they had lived.
A provider of alcoholic beverages may be liable for damages caused by an intoxicated person if the provider served alcohol to the person when it was apparent the person was obviously intoxicated to the extent of being a danger.
Texas follows a modified "one-bite" rule. An owner can be liable if they knew or should have known the dog had dangerous tendencies. Owners of legally declared "dangerous dogs" face strict liability.
Official Sources
Not Legal Advice
This information is for general reference only and does not constitute legal advice. Laws change — verify current statutes at Texas State Legislature — Statutes. For advice about your specific situation, consult a licensed attorney.
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