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Alabama Personal Injury Laws

Alabama is one of only 4 states (plus D.C.) that follows pure contributory negligence — if you are even 1% at fault, you are completely barred from recovery. The statute of limitations is 2 years. Alabama has NO caps on compensatory damages in general PI. Alabama's wrongful death statute is unique in the entire nation: only punitive damages (not compensatory) are recoverable in wrongful death cases. The state is fault-based for auto insurance with 25/50/25 minimums.

Last verified: 2026-02-25

Statute of Limitations

Personal injury actions must be filed within 2 years of the date of injury.

Exceptions

Wrongful Death2 years from date of deathAla. Code § 6-2-38(a)

Wrongful death actions must be filed within 2 years of the date of death (not date of injury).

Discovery Rule2 years from discoveryAla. Code § 6-2-38 (judicial interpretation)

When injury could not reasonably have been discovered, the statute runs from the date of discovery or when facts would reasonably lead to discovery.

MinorsTolled until age 19 (then 2 years)Ala. Code § 6-2-8

Alabama's age of majority is 19 (not 18). The statute is tolled until age 19, giving an injured minor until their 21st birthday to file.

Government Claims (Cities)2 years (with 6-month written notice)Ala. Code § 11-47-23

Claims against cities require written notice within 6 months. Claims against counties require notice within 12 months. Government liability is capped at $100,000 per person / $300,000 per occurrence. The State of Alabama has absolute sovereign immunity under Article I, Section 14 of the Alabama Constitution.

Fault & Liability Rules

Alabama follows pure contributory negligence — a plaintiff even 1% at fault is completely barred from recovery. Exceptions: (1) Last clear chance doctrine — if defendant had the last opportunity to avoid the accident; (2) Wantonness — contributory negligence is NOT a defense to a claim of wantonness (reckless disregard for safety). Alabama is one of the harshest states for injured plaintiffs.

Damage Caps

Compensatory Damages: No cap

Alabama has no caps on compensatory damages (economic or non-economic) in general personal injury cases.

Punitive Damages (Physical Injury): Greater of 3x compensatory or $1,500,000Ala. Code § 6-11-21

Punitive damages for physical injury are capped at the greater of 3 times compensatory damages or $1,500,000. For non-physical injury: greater of 3x compensatory or $500,000. Small businesses (net worth ≤ $2M): $50,000 or 10% of net worth. Caps do NOT apply to wrongful death or when defendant committed knowing fraud.

Wrongful Death Damages: No cap (punitive only)Ala. Code § 6-5-410

Alabama is the ONLY state where wrongful death damages are exclusively punitive — not compensatory. The purpose is to punish the defendant, not compensate the family. No cap applies. The jury determines the amount based on the severity of the defendant's conduct.

Auto Insurance System

Alabama is a fault-based state. Minimum liability limits are 25/50/25. Uninsured motorist (UM) coverage is required by default — the driver must waive in writing to decline.

Key Alabama Statutes

Joint and Several LiabilityCommon law (retained)

Alabama retains joint and several liability — any tortfeasor whose negligence contributed to the injury may be held liable for the entire loss. Alabama has no right of contribution among negligent joint tortfeasors.

Unique Wrongful Death StatuteAla. Code § 6-5-410

Alabama is the only state that limits wrongful death recovery to punitive damages. Families cannot recover compensatory damages (lost income, medical expenses, funeral costs) — only punishment-based damages determined by the severity of the defendant's conduct.

Official Sources

Not Legal Advice

This information is for general reference only and does not constitute legal advice. Laws change — verify current statutes at Code of Alabama. For advice about your specific situation, consult a licensed attorney.

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